Fortiva® Retail Credit renews its relationship with Vivint


ATLANTA, Oct. 04, 2021 (GLOBE NEWSWIRE) – Fortiva® Retail Credit, the leader in second-look point-of-sale financing, today announced the multi-year renewal of its exclusive relationship with Vivint Smart Home, a leader in smart home service provider in North America.

As part of the renewal, Fortiva® Retail Credit will offer an increased number of terms. This once again demonstrates Vivint’s commitment to providing its customers with a variety of financing options. Building on an already successful program, which developed during the pandemic, Fortiva® Retail Credit will continue to expand the Vivint relationship beyond the 175,000 customers who have already been able to improve their lives with Vivint smart home technology. funded by Fortiva.

“This renewal is a testament to Vivint’s confidence in Fortiva® Retail Credit, the leader in lower quality point-of-sale financing solutions,” said Dale R. Gerard, Chief Financial Officer of Vivint, Inc. “Fortiva’s technology enables for seamless sales and customer experiences that help drive growth in new consumer adoption of Vivint smart home solutions. We are delighted to continue our success to this day.

David Caruso, Commercial Director of Atlanticus Services Corporation, said: “We are delighted to continue our strategic partnership with Vivint. During the pandemic, as many lenders pulled out, we leveraged our years of experience, analytics, and cutting-edge technology to accelerate the growth of the Fortiva® Retail Credit program with Vivint. The importance and dependence on her home has been magnified over the past 18 months, and we are proud to be able to empower ordinary Americans and help Vivint help their clients feel safe in their homes. .

Fortiva® Retail Credit Program leverages Atlanticus Services Corporation’s flexible technological capabilities to enable Bank of Missouri to seamlessly transition from prime financing to second-look program with payment options affordable. When a buyer is denied financing from a primary credit provider, their request is instantly processed for Fortiva® Retail Credit’s second look solution, providing a fully integrated customer experience and more approvals for merchants. Using insights gained from over 25 years of data aggregation and consumer performance, Atlanticus’ technology platform enables banks to offer more inclusive financing options through more associated approvals under the best conditions to optimize the consumer experience.

On Fortiva® Retail credit

Fortiva® Retail Credit is a technology-based point-of-sale consumer credit program issued by the Bank of Missouri. The omnichannel program leverages the instant decision-making capabilities, in-depth underwriting analytics and paperless process of the Atlanticus platform to deliver the best retail financing solutions to its customers, in-store and online. This flexible technology platform delivers a loan decision to consumers in seconds. Customers in multiple markets such as Furniture, Big Box / Specialty Retail, Flooring, Home Improvement, HVAC, Electronics, Elective Health Care, Health & Fitness, and Home Automation, offer Fortiva® Retail Credit for second-sight financing. Fortiva® Retail Credit serves all US markets including Puerto Rico and the US Virgin Islands. The Fortiva® Retail Credit program is administered by subsidiaries of Atlanticus Holdings Corporation (NASDAQ: ATLC).

David Caruso
Commercial Director – Atlanticus Services Corporation
[email protected]

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